Questions To Ask Your Insurance Company

• Do I have Out-of-Network (OON) benefits? If so, what are they?

• How high is my deductible and where am I currently?

• Do you cover telehealth? If so, for how long and are there any restrictions? *Not all insurance companies are covering telehealth sessions, and some have end dates.

• What is the standard reimbursement rate for the following CPT codes:

  • 90791- Psychodiagnostic Evaluation/Intake

  • 90834- Individual Psychotherapy (45 minutes)

• Additional codes that might be used at times:

  • 90832-Individual Psychotherapy (30 minutes)

  • 90837- Individual Psychotherapy (60 minutes)

  • 90846- Family Psychotherapy without patient present

  • 90847- Family Psychotherapy with patient present